Foundations of financical planning: Understanding the financial planning process; Your financial statements and plans; Managing your taxes -- Managing basic assets: Managing your cash and savings; Making housing and automobile decisions -- Managing credit: Borrowing on open account; Using consumer loans -- Managing insurance needs: Insuring your life; Insuring your health; Protecting your property -- Managing investments: Investing in stocks and bonds; Making securities transactions; Investing in mutual funds -- Retirement and estate planning: Meeting retirement goals;

Preserving your estate

This text book provides the framework and tools for preparing personal financial plans that serve as road maps for goal achievement. [The book] emphasizes the dynamics of the personal financial planning process by considering financial planning process by considering the impact of life changes, birth, marriae, divorce, job and career, and death. The book serves individuals who are, or will be, actively developing their own personal financial plans. It meets the needs of instructors and students in the first course in personal financial planning (often called personal finance)